No credit impact
Options are returned on a soft credit pull. No inquiry is recorded against the personal or business credit file unless an offer is accepted.
Operating capital for established businesses.
King Capital provides access to term loans, revolving credit and receivables financing for owners funding payroll, inventory, equipment or expansion. A single application is reviewed by the full lending network.
Review my options
Soft credit pull. No impact to your credit score.
One application, reviewed by every lender.
Approaching banks individually means preparing the same submission repeatedly and receiving offers that cannot be compared against one another. A single application removes both problems.
One submission
The application is placed with every participating lender concurrently, so the offers returned are directly comparable to one another.
Decisions in days
Most files are returned within 48 hours. Following acceptance, funds can be disbursed to the business account in as little as 24 hours.
An application already submitted? Review its status in the capital portal.
Every facility, on one application.
The same application is reviewed against all four structures. Which are returned as offers depends on the business, not on a selection made at the outset.
Term Loan
A lump sum lent to the business and paid back over a set period with regular scheduled payments.
- Amount
- Up to $10,000,000
- Term
- 6 to 36 months
- Rate
- Competitive fixed
Line of Credit
Borrow up to an approved limit, with interest charged only on the balance drawn.
- Amount
- Up to $10,000,000
- Term
- Revolving
- Rate
- Competitive fixed
Receivables Advance
The lender buys future revenue at a discount, repaid with fixed daily or weekly payments.
- Amount
- Up to $750,000
- Term
- 3 to 12 months
- Rate
- Fixed factor
SBA 7(a)
Government-guaranteed financing at the best terms on the market. The route for an acquisition or a long-term project.
- Amount
- Up to $5,000,000
- Term
- 10 to 25 years
- Rate
- Prime + spread
Amounts and terms shown are the ranges in which our lending partners operate. Offers state the exact figures.
From submission to funding.
Five stages, with the status of the file visible at each one.
- 01
Submit
One application, no fee and no obligation. Approximately three minutes with the figures to hand.
- 02
Review
The file is evaluated against the facilities our lending partners actively write.
- 03
Compare
Offers are returned side by side for comparison of rate, term and repayment structure.
- 04
Fund
Approval is completed with the selected lender and funds are disbursed to the business account.
- 05
Deploy
Capital is applied to inventory, payroll, equipment, marketing or an additional location.
Terms suited to the operating cycle.
King Capital works inside the financial statements of businesses at this size. The facilities presented here are the ones that hold against an operating calendar.
Competitive by construction
Lenders review the same file concurrently. Pricing pressure comes from the process rather than from a negotiation the borrower has to conduct.
Predictable timelines
A response within days, and funding available in as little as 24 hours following approval.
Structure, not only amount
Daily, weekly or monthly repayment; revolving or amortizing; three months to twenty-five years. Every available structure is returned for review.
Funding in as little as 24 hours.
Submit the application, compare the offers returned, and select the facility that fits the business.
$50K – $5MFunding range
24 hrsTime to funding
0 impactTo your credit score