01 — Buy side
Acquisition financing
- Who it is for
- Buyers under NDA on a King Capital engagement, and buyers evaluating opportunities ahead of an offer.
- What is returned
- SBA 7(a) and conventional acquisition financing to $5,000,000, from lenders active in this transaction size.
- What is required
- Transaction terms: purchase price, buyer equity and the business being acquired. No entity or EIN is required.
5 steps · approximately 3 minutes
Begin a buyer application
02 — Sell side
Listing prequalification
- Who it is for
- Owners preparing an exit, and King Capital advisors assembling a listing prior to buyer engagement.
- What is returned
- A lender prequalification on the business, issued for inclusion in the Confidential Information Memorandum.
- What is required
- The owner document package: eight sections, from federal returns to the debt schedule. No personal identifiers are collected.
5 steps · approximately 2 minutes
Prequalify a listing
03 — Real estate
Commercial property
- Who it is for
- Owners buying or refinancing commercial property, including the premises their business already trades from.
- What is returned
- SBA 504 and conventional commercial mortgages, returned alongside the shorter-term options so both can be compared.
- What is required
- The property, the amount sought, and the business behind it.
5 steps · approximately 4 minutes
Apply on a property
04 — Equipment
Financing on the asset
- Who it is for
- Contractors, logistics operators and healthcare practices buying equipment, and owners refinancing assets already in service.
- What is returned
- Equipment finance and sale-leaseback with no collateral beyond the asset, on the same approval clock as the rest of the programs.
- What is required
- The vendor quote or the equipment in service, and three months of business bank statements.
5 steps · approximately 3 minutes
Apply on equipment
05 — Working capital
Operating capital
- Who it is for
- Owners financing payroll, inventory, equipment or an additional location outside of a transaction.
- What is returned
- Term loans, revolving lines of credit and receivables advances, returned together for comparison on a single review.
- What is required
- The business, its revenue, and the intended use of funds.
One application · no fee
Review working capital options
06 — Home equity
A line on the home you own
- Who it is for
- Owners who would rather borrow against the equity in their home than against the business, whether the money funds a purchase, retires debt or covers a project.
- What is returned
- A home equity line of credit, sized at 80% of what the home is worth less what is owed on it, with a fixed rate on each draw and terms of 10 to 30 years.
- What is required
- The property, what is still owed against it, and your income. Checking the rate is a soft credit pull.
5 steps · about 3 minutes
Apply on your home
